House Tipping

[digitaldiscipline]

I refinanced my home five years ago and went to a 20 year mortgage (without escrow for taxes and insurance), and am on the cusp of one of those inconsequential but meaningful milestones - where the bulk of my monthly payment goes towards principal, rather than interest. I do occasionally make an extra payment, or throw a bit of extra money towards the principal itself, so this arrived slightly ahead of schedule (my amortization table doesn't say when it'll be paid off based on my more aggressive payment routine, but it will be relatively well in advance of the original term barring anything unforeseen and expensive).

Took the Swiss press bar out for its first lift session yesterday - not uncomfortable, but not yet more comfortable, and the slight change in movement pattern means I'm not as strong with it as I am with the conventional bar yet.

Not much else to report; I am sleeping like shit this week due to supplementation changes and a certain small cat with a licky tongue and prickly claws and nocturnal habits.

Comments

[lizkayl.livejournal.com]

Paying stuff off/down is Sexy! I can't wait to reach that milestone. I made ping call around about finding better home insurance. Apparently, we're paying double what we should be. When the Bank of America rifi rep is startled how much you're paying, you Know it's too much. And that was 3 years ago. We suck at follow though. But the goal is to keep our payments the same when the escrow drops.